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Estate planning is a process which ensures that your assets are distributed in accordance with your particular wishes and includes devising a plan that is most appropriate to your needs in terms of distributing such assets in a cost-effective manner.  There are various methods of passing on your assets including the following:

a)   gifts during your lifetime;
b)   trusts set up while you are alive;
c)   a will providing for distribution or further testamentary trust.

Estate Planning

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